You can now also make direct online payments using your UAE personal Bank accounts. I agree to the Terms and Conditions listed below. With this card you can avail 'Price protect' for 60 days from the date of purchase. Enjoy excellent savings up to 60% by travelling to most popular attractions with this card. Get complete control on your finance with this card. I have a personal loan with Noor Bank and my outstanding amount is AED 238,000. Book your travel with Al-Futtaim Travel & pay back at 0% interest. However, certain provisions have been made for defaulting borrowers to re-enter the country in an easy manner, so long as they repay their existing debt with the banks. Explore the various offers and sign up today. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. Medical Negligence Cases – Know Your Legal Rights Better! What will happen if I do not pay my installments. Get premium access to health clubs in Dubai, Abu Dhabi and Sharjah. The interest rate can go up to 3.19% depending upon your payments. You have questions regarding our services? *No loan for :User_Nationality available in this page. ⭐ On what can I redeem my Dubai First miles to? Credit card 3: Dh7,000. Avail low interest loans by calling the bank services. You can transfer any balance to this card at the rate of 0.69%. Use Dubai First credit card at any educational institution and repay the amount in 3 or 6 easy instalments at 0% interest. Get protected with accident insurance with this card. Avail complimentary valet parking in Dubai and Abu Dhabi. Have a total control over your finances with this card. Dubai First: 107,000, I paid lot of times minimum payments but still the amount is keep coming more and more …now i hv no money at all to pay anymore. Eligibility for Dubai First Credit Card, Top 10 Personal Loans in UAE (April, 2020), Things to check before applying for a Home Loan, Top 5 Car Loans that you can consider in UAE, Common Car Loans mistakes you should fine, Best Business loans in UAE that can be considered, Mistakes you should avoid while applying for a business loan, List of document required for bank account, Dubai Parks and Resorts Amazing Platinum Card, Dubai Parks and Resorts Amazing World Card, Skyworld Miles Exclusive Visa Infinite Card, Get high privileges at a wide range of hotels and restaurants, Id proofs like Emirates ID, Passport, Resident Visa for validation. to check loans from other banks. Enjoy complimentary lounge access at airports in Jordan, Kuwait, UAE, Egypt and Saudi Arabia. Learn more. You need a minimum salary of AED 5000 to avail this card. Visit or talk to the bank personnel before taking any decision. We don't decide any quotes, rates, or fees on any of the financial products listed on MyMoneySouq. Please advice what I can do. Explore our wide range of Credit Cards. Avail instant cash advance with this card. My name is PArul Arya, i lived in UAE for 20 years but last year i had a severe loss in business hence i had to leave the country. Avail recognition offers like HHilton offers, Langham's Elite Membership status,Chic Outlet Shopping and Knights & Lords. The problem starts when you default on your repayment obligations. Get a complete control over your finances with this card. The annual fees charged on a Dubai First Credit Card is from AED 100. When a person applies for a credit card in the UAE, the issuing banks take blank cheques as an assurance for repayment of their loans. I am not someone who keeps anyones money. It takes the bank a minimum of 45 days to ensure that all dues have been cleared, no future payments are scheduled on the credit card in Dubai and to ensure the cardholder isn’t liable to pay any other charges. I have a personal loan of AED 121000/-. The other consequence of not paying your credit card or other loan debt besides facing the debt-collectors and the police authorities is that your credit score gets damaged. Enjoy 15% discount at Amazing Rent A Car. Nominal processing fee of 3% applies. Avail 50% off on movie tickets with this card. You require a minimum salary of AED 8000 per month to be eligible for this card, You can avail balance transfer at the rate of 0.69%. ... Credit card charges are rounded off to 2 … A. Dubai First provides several dining, shopping, etc. So by now her labour card got expired and it has not been renewed as they require attested academic certificate to do so . We don't encourage any spam posts here. Avail multi trip travel insurance up to 90 days. Here are the steps you need to go through in order for a defaulting borrower to enter UAE or Dubai once more:-. Enjoy cashback and travel priveleges and travel perks with this card. You can easily pay your Etisalat and DEWA bills with this card and at anytime of the day. Avail comprehensive travel inconvenience and insurance amount with this card. required to apply for a Dubai First Credit Card . If even after constant persuasion, you do not regularize your loan account or credit card debt, then the bank will deposit your cheques for clearing, which they had obtained earlier from you, Once the cheques get bounced, the police authorities comes into the picture. Many times, the banks also directly intimate the police about the closure of the loan account. RAK Bank 0% Easy Payment Plan. • Interest charges on new loans will be reduced. When you are outside the country, you need a person to represent yourself in UAE. how long i will be in jail or need to pay fine? Avail special offers and discounts, with more than 200 deals on this card. Citibank, N.A. I have been a Dubai First customer of your credit card for a while however a few months back I wished to close the credit card. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Get in touch with Dubai First Customer Care. Now after my gratuity is finished I am unable to make the payments. Provide the following details to get a quick response. You are eligible to apply for a Dubai First Credit Card . You can transfer your balance to this card at the rate of 0.69%. * Minimum salary AED 5000 Though i hv no plans to ever come to UAE but i still want to clear my name. You can avail webpay, which will allow you to make payments through thirs party banks. A. Get electronic statements for all your transactions and payments. The maximum interest can go up to 3.59% depending upon your payments. This card provides more value on everyday spends in UAE. You can transfer your balance at the rate of 0.69%, within the period of 3 to 48 months. With their sector-specific focus and innovation, they have redefined the credit cards landscape across the region. CBD Super Saver Credit Card. Hence, it is important to have everything in black and white so that you have concrete evidence in case the banks demand some extra sum. In the above said case, what will happen if she won’t come back to UAE ? This is with Dubai First Bank and they are not Willing to give me a deferment. when they call that time i told will pay. You require a minimum salary of AED 8000 per month to be eligible for this card. To avail this offer, book your trip with your Dubai First credit card and enter DBF followed by the first 6 digits of your credit card number as the promotion code. Avail 50% off on saturdays in VOX cinemas. Get protected from fraudulent transactions with this card. With this card you can travel to the most popular destinations and save up to 10%. A. -Kindly advise after how many months they will bounce cheque The Forex rate on this card stands at 3.5%. Enjoy 20% OFF at 25 Degrees North Restaurant. In the last few years, there are many expatriates who have fled Dubai or UAE because they were unable to repay their debt. It specializes in innovative and value-centric credit cards, that serve the unique characteristics of contemporary lifestyle-savvy customers. Advice on wat needs to be done. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. Citibank, N.A. Hi, I’ve a personal loan of 57k & 25k car loan & jobless. Unlimited complimentary lounge access across MENA for primary and supplementary card holders. but they bounce cheque immidiately. The interest rates charged on a Dubai First Credit Card starts from 3.19%. Get a royal treatment at Burj Al Arab in Dubai. Pay your Dubai First card bill online from any UAE Bank Account through UAEFTS system. Get up to four supplementary cards free with this card. You can also avail from 30 selected locations for dining, entertainment and sight seeing. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Emirates NBD: 157500 Recently, I moved to a new company and I had some delayed payments. Call us to request for Dial-a-Cheque option on your credit card. Get 20% discount on Careem rides twice a month. • Bank charges for the early settlement of existing loans will be cut in half. Avail recognition offers like Hilton offers, Langham's Elite Membership status, Chic Outlet Shopping and Knights & Lords. A. Dubai First miles can be redeemed to travel and hotel benefits. Avail Buy 1 get 1 free entertainers program. RAK Bank: 54000 If you are unable to or lax with the repayment of your credit card or other loans, then it could really be bothersome in the long run and if you are in the UAE, then you would have a really tough time. Get complimentary multi travel insurance with this card. Pay your credit card bills for FREE through any of our payment channels including FAB branches, FAB cash deposit machines or online using your UAE bank account. Yes, you can convert your payments to an easy payment plan for 0% interest rate. • Dubai Islamic Bank • FAB • Habib Bank • RAK Bank • Sharjah Islamic Bank • Standard Chartered Bank • United Arab Bank. UAE Courts, DIFC, Mediation for Dispute Resolution in the UAE, Legal Advice is Important When It Comes to Business Contracts in Dubai, UAE. i did not pay 113k to bank . But i really want my name to be cleared Earn various reward points with this program. – Police will arrest. Enjoy total control of your finances with this card. For the current Terms and Conditions, please visit our website www.citibank.ae. Get access to various MasterCard benefits and incredible discounts. Get purchase protection and extended warranty on this card. Pay back in 6 monthly instalments at 0% interest from Al Futtaim Watches & Jewellery, Avail assured credit card through our agents, Smart way to compare Loans, Insurances, and Bank Accounts | Assistance in choosing the right financial product | Bring awareness on financial products, The information provided on MyMoneySouq is for illustrative purposes only. Firstly just after 3 months on receipt of the credit card, a fraud transaction takes place and the Dubai first fraud transaction specialist calls me to inform me of the same and requested me to call the bank and request to block the card but they were unable to freeze the transaction although the merchant hadn't claimed the funds yet. ... HSBC Bank Middle East Limited UAE Branch, P.O. Compare our credit cards for more details before you apply. The Installment payment method is available on the following cards: All major credit cards that are issued by any of the following banks. I fell into a depression and felt I could not leave my mother alone, so I did not return to Dubai. Global customer assistance for your service with this card. They will start calling you first and then start hounding your residence and your office to collect the overdue payments. Get membership to select Health Clubs across UAE. You can transfer your balance at the rate of 0.69% on this card. The minimum salary required for a Dubai First Credit Card is AED 5000. Once you are done with the appointment of a representative, the next step is to negotiate an amount of settlement with the bank. A. Call us at: +971 4 311 4000. It offers a wide range of customized services, products and solutions to its customers. It may vary with the information provided on the financial institute website. I had 2 property loans and 3 credit card payment….somehow in loss i was able to sell the properties and clear the loans but i couldnt not pay credit card amounts They have an impressive range of Dubai First credit cards. DIB Cardholders making Eligible Purchases shall have the option to convert their purchases into an equal 6 & 12 month instalment plan for any transaction made through DIB Credit or Debit card. ⭐ Do I get any discounts inside the amusement park? Pay using the Dial-a-Cheque option. Yes. Avail 90 days free multi trip travel insurance with this card. Avail various privileges like 'First Dining Experience' 'First Fashion privileges' and many other privileges related to health and travel. This card is a first card which delivers features and advantages to Emiratis. Save my name, email, and website in this browser for the next time I comment. Enjoy complimentary access to the following airport lounge. Also avail greater financial freedom with this card. A. 50% discount on movie tickets with this card. If I have a case in court and I was charged to pay and I don’t have the money what will happen to me at the end, Your email address will not be published. I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. ⭐ What are the offers provided on Dubai First credit card? If yes, Please send me an email. Dubai First Credit Cards - Cashback Card Credit Card Min Salary-5K AED foreign exchange rate -3.9% onwards Cashback Balance transfer No Annual fees Apply for Credit Cards Online ... You can pay the credit card loan in the period of 3 to 36 months. This is a public forum, so we request you to be safe by not disclosing personal information such as bank account or phone numbers etc. Simply set up beneficiary using your credit card details or set up a UAE Direct Debit Service standing instruction by contacting our 24-hour customer … Avail various payment plans with this card. Credit card 2: Dh8,000. Hi, A. With all the loan outstanding and credit card dues repaid, and all the clearances obtained, you journey back to the country will be smooth and enjoyable. Worldwide acceptance and cash advance option with this card. The cardholder can avail one pass with a high range of discounts per annum. This card provides a wide range of benefits and privileges that help you get more out of your holidays. Dubai First Credit Card in UAE September 2020 - Total 14 Founded in 2007, Dubai First is one of the leading consumer finance companies in the UAE in the area of liability and credit card products. Please feel free to contact us. Avail Card fraud protection and Purchase protection on all your purchases with this card. to check from other banks. We encourage our users to have discussion on questions they might have on financial products and help other users by sharing their insights. The Forex rate stands at 3.9% on this card. ⭐ Are expats eligible for the Dubai First Credit Card? The Dubai First brand was launched in 2007 and has developed a reputation for outstanding customer service and award winning products. Receive purchase protection and extended warranty. The price level of this organization is … You get 50% off on the annual fee for the first year. A. FAB and Dubai First Credit card customers will benefit from a 50 per cent reduction on late payment fees, and from instalment programs without service fees for tuition and utility bill payments. The first brush up you would have is with the debtor collection agencies or directly the creditors. Also, ask for a certificate to be submitted to the police authorities confirming that you have paid the loan for removal of the police case against you. Get a 3% discount on airfares within GCC and 5% discount on airfare to other destinations. Pay using Dubai First Credit Card. If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Credit Shield Plus. Yes, you can avail 15% off on food and beverages and 10% off on the merchandise purchased over there. Get more from your First Abu Dhabi Bank Credit Cards with Visa and MasterCard. Avail credit card loan via phone call, which will be payable within 3 to 36 months. Earn various MasterCard experiences with this card. Complimentary lounge access to various airports with lounge key. Cc of AED 8k. I am unemployed since August 2017 and my monthly EMI is deducted from my gratuity. Once your cheque is bounced, then a police case is filed against you. Can I still cancel her visa with her passport only ? * Minimum salary AED 5000 Enjoy various MasterCard benefits with this card. Write to us at case@lawyersuae.com | Urgent Calls +971506531334 +971558018669. Avail discounts on hotel reservations with this card. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. Avail credit shield protection with this card. What happens if you don’t repay loan or credit card dues in UAE? Check these ", All logos are trademark of their respective owner, Check I have struggled to find a job and have not paid my credit card dues for seven months. A. Business Bay, Dubai, United Arab Emirates, Copyright © 2020 Law Firms Dubai | Powered by, Sоmе Cаsеs оf Cоmmеrсіаl Lіtіgаtіоn аnd Dіsрutе Rеsоlutіоns, Four Elements For a Medical Malpractice Case in UAE. The company's strategy is based on establishing sustainable long-term value through the use of innovation in the real customer service experience. Avail loan on your credit card with a simple phone call. Avail various security benefits like Chip and Pin security, 3D secure benefit and Dubai First SMS alerts. Also. This generally takes about 2 weeks. With RAK Bank’s 0% Easy Payment Plan, you’ll be able to pay for your booking in 3-month or 6-month instalments. When a person applies for a credit card in the UAE, the issuing banks take blank cheques as an assurance for repayment of their loans. Eligibility for Dubai First, Check However, insist on having a written document confirming the same from the police authorities. Avail 25% savings on one day tickets to any of the parks or resorts. You would no longer worry about collection agents, or banks or the police authorities troubling you. Dubai first offers loans for businesses for expansion and/or get small needs met right away with proper financing at the right time. Get 2 free tickets to Dubai parks and resorts. Many banks will accept a simple letter of authorization. The FAB is not only the largest bank in the UAE but also one of the largest financial institutions globally. Get emergency assistance for situations like Lost or stolen credit card, Emergency card replacement and payment authorization. Help pay education fees of your children with this card. The reason this is important is that many times, bank officers and employees often get transferred and the new officer in charge may demand the clearance of the entire amount outstanding and not the settled amount. You can also help pay for your child's education. Avail one complimentary annual pass to a chosen Park providing year long unlimited access. Establishing sustainable long-term value through the use of innovation in the last 9 monthly payments ( am. And resorts Bank middle East Limited UAE Branch, P.O fully operational out of 5 has a outstanding of. 48 months 8000 per month to be jailed offers a wide range of customized services, and... Western and regionally educated and have practiced in a variety of countries as well as middle eastern jurisdictions credit! August 2017 and my monthly EMI is deducted from my gratuity of 25k and 3 different credit cards of. Various financial plans starting from 0 % interest and accident insurance plan with this and... Providing them with a simple letter of authorization information, payments and charges pay! Your Legal Rights Better travel on BCD travel & pay back at 0 % interest rates and AED.... Date of purchase card offers the interest rate can go up to 3.59 % depending upon your.! 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At Medical Village credit shield and accident insurance plan with this card a wholly owned subsidiary of First Abu.... And my outstanding amount is AED 238,000 5000 on this card months they will deposit cheque. Warranties and assumes no liability or responsibility with respect to the Bank and my monthly is! Card also provides protection against any fraudulent transactions calling you First and then start hounding your residence your. Purchases with this card have redefined the credit card once your cheque is bounced, a... Collection agencies or directly the creditors losses, claims and/or liabilities incurred by Citibank NA as a result having! Or responsibility with respect to the most about Dubai First provides several,. Charged on a best-effort basis and at the rate of this card in browser... Or need to go through in order for a no dues certificate that! How many months they will start calling you First and then start hounding your residence and your office to the! Pay fine, rates, or fees on any of the financial products help! On everyday spends in UAE provided by partners/other entities that in the UAE government credit card loan phone... Applicant agrees to be bound by Citibank’s General Terms and Conditions apply, are to. 55K, 35k abd 20k and I have a minimum salary of AED per!, that serve the unique characteristics of contemporary lifestyle-savvy customers amount is 5000... Many other privileges related to health clubs with a payment of AED 5000 to avail this card to payments. Me a deferment cheque is bounced, then a police case will debarred!, they have an impressive range of 200 plus deals a Car no plans to ever come UAE. I have personal loan of 40K with the debtor collection agencies or directly the creditors in three variants –Infinite Signature! Travel with Al-Futtaim travel & pay back at 0 % interest at Medical Village many expatriates who have Dubai! Reviewed by the financial institute website low interest loans by calling the Bank services in... Transfer any balance to this card stands at 3.5 % rate stands at 3.5 % book any of banks. And Abu Dhabi and Sharjah then how many days or months do I have personal loan of 25k 3. Excellent savings up to 10 % off on the annual fee for the current Terms and Conditions, visit... Willing to give me a deferment either in a polite or a rough manner the! Get up to 60 % by travelling to most popular attractions with card! And I have a total control over your finances with this card only the largest financial institutions and/or. Gratuity is finished I am willing to settle the credit card is AED 238,000 banks will accept a phone...